Private Pay vs. Insurance for Couples Counseling in Troy, MI

Private pay and insurance at a glance

Here’s how private-pay couples counseling at Guided Solutions compares with joint sessions billed to insurance as family psychotherapy.

Private Pay at Guided Solutions Insurance-Billed Family Psychotherapy
Who is the client? The couple is the client. Both partners take part in the work. Who is the client? One partner is the identified patient for the insurance claim. The other partner joins to support that person’s treatment.
Focus of sessions We work on the relationship goals you bring in together. Focus of sessions The joint sessions support treatment of the identified patient’s mental health condition.
Diagnosis No mental health diagnosis is required for billing. Diagnosis The claim typically includes the identified patient’s mental health diagnosis.
Session length Regular couples sessions are 90 minutes. Session length Ask the therapist how long appointments are and check what your plan covers.
What you pay You pay the practice directly. View current session fees. What you pay Your cost depends on the plan. Ask about coverage, your deductible, and any copay or coinsurance.

Using insurance? Ask your plan, “Do you cover counseling focused on our relationship? If you cover family psychotherapy with both partners present, what diagnosis and treatment requirements apply?”

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